FinCEN Real Estate Reporting Made Simple
Complete FinCEN Real Estate Reporting — from determination through filing. Determine reporting requirements in 2 minutes. File in 10 minutes. Store records for 5 years.
Transaction Details
Property type, financing verified
Exemption Analysis
All 35 exemptions checked
Party Information
Collecting buyer details...
File & Store
Generate report
Manual FinCEN Compliance is a Nightmare
Average time to manually complete each Real Estate Report according to FinCEN
That's $100-$325 in labor costs per transaction
Required data points across buyers, sellers, beneficial owners, and payment sources
Miss one field and risk rejection or penalties
Potential civil penalties per violation under the Bank Secrecy Act
Criminal penalties possible for willful violations
There's a better way
Compliance in Three Simple Steps
Our intelligent platform handles the complexity so you can focus on closings
Determine Requirements
Answer a few questions about your transaction. Our smart wizard analyzes exemptions and tells you exactly what's needed.
- 23 entity exemptions
- 4 trust exemptions
- 8 transaction exemptions
Collect Information
Send secure links to buyers and sellers. They complete their sections online with guided assistance. You track progress in real-time.
- Secure party portals
- Real-time tracking
- Auto-reminders
File & Store
Generate filing-ready PDFs or let us file for you. Records stored securely for 5 years with full audit trail.
- PDF generation
- Direct FinCEN filing
- 5-year storage
Everything You Need for FinCEN Compliance
Comprehensive tools designed specifically for title professionals
Intelligent Exemption Analysis
Our wizard covers ALL 23 entity exemptions, 4 trust exemptions, and 8 transaction exemptions. No more guessing.
Complex Transaction Ready
Multiple buyers? Nested LLCs? Trusts with multiple beneficiaries? We handle it all seamlessly.
Automated Outreach
Secure links sent to all parties. Built-in support helps them complete forms correctly the first time.
Never Miss a Deadline
Automatic reminders for closing dates and filing deadlines. Dashboard shows status at a glance.
Liability Protection
Generate certification forms that establish reasonable reliance and document party attestations.
Compliant Record Keeping
All documents, certifications, and audit trails stored securely for the required 5-year retention period.
Why Title Companies Choose FinClear
| Feature | Manual/DIY | Other Software | FinClear |
|---|---|---|---|
| Time per report | 2-6.5 hours | 30-60 min | 10 minutes |
| All exemptions covered | Depends on knowledge | Partial | Complete (35 types) |
| Multi-entity transactions | Very complex | Limited | Full support |
| Party data collection | Manual calls/emails | Basic forms | Automated + Support |
| Deadline tracking | Spreadsheets | Basic | Intelligent alerts |
| Filing service option | N/A | Some | Full service available |
| Title industry expertise | Varies | Generic | Built by title pros |
| Cost per transaction | $100-$325 (labor) | $120-$189 | Starting at $59 |
Simple, Transparent Pricing
Choose the plan that fits your volume. No hidden fees.
Essentials
Self-Service
Recommended for: Small agencies (1-10 reports/month)
or $149/month (includes 5 reports)
- Full decision wizard
- All exemption analysis
- Data collection forms
- PDF generation for filing
- 5-year record storage
- Email support
Complete
Full Service
Recommended for: Mid-size agencies (10-50 reports/month)
50-pack: $110/report
- Everything in Essentials
- We contact parties for you
- Phone support for your clients
- Quality review before filing
- We file with FinCEN
- Filing guarantee (penalty protection)
- Clear-to-close notifications
Enterprise
Custom Solutions
Recommended for: Large agencies, underwriters, networks
Contact us for volume pricing
- Everything in Complete
- White-label branding
- API integration
- Dedicated account manager
- Multi-office dashboard
- Volume discounts
- SLA guarantees
All plans include: Enterprise security • 5-year storage • Unlimited users
Complex transactions? Additional entities +$25, Additional beneficial owners +$10
Enterprise-Grade Security You Can Trust
Your compliance data is protected by industry-leading security measures
Ready to see how it works?
Schedule a DemoBuilt by Title Professionals, for Title Professionals
FinClear was built by title industry professionals who understood the complexity of the new FinCEN reporting requirements. We built the solution we wished existed - simple, comprehensive, and reliable.
Unlike generic compliance software companies, we understand:
- How title workflows actually work
- The pressure of closing deadlines
- The complexity of multi-party transactions
- California and national title industry practices
Our platform implements the complete FinCEN Real Estate Report determination logic—all 23 entity exemptions, 4 trust exemptions, and 8 transaction exemptions—ensuring every filing decision is documented and defensible.
Frequently Asked Questions
Everything you need to know about FinCEN compliance
Ready to Simplify Your FinCEN Compliance?
Get started with FinClear
Let's Get You Started
Tell us a bit about your company and we'll reach out within one business day.
Or email us directly at clear@fincenclear.com
We typically respond within one business day.